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About Moneybrain

Moneybrain Ltd is the trusted holder and administrator for the cash and assets acquired on behalf of BiPS Token holders. This trusted holder is known as a custodian. The custodian is a financial institution that holds assets for safekeeping to minimise their theft or loss. Moneybrain Ltd, as an FCA regulated business will seek to ensure funds are held in segregated client accounts when appropriate.

Moneybrain.com was founded in September 2000. The brainchild of Lee Birkett, the online business was focussed on disruptive fintech. The next stage of its development is bringing the peer-to-peer (P2P) technology developed by Lee's team to the world via blockchain to build an open and fairer financial system for all.

Security: The security offered by blockchain protocols allows us to create a token that can be used to remit, store, or borrow.

Trust: The team have successfully built out and currently operate a fully regulated P2P retail loan and savings platform JustUs.co in the UK.

Privacy: Anonymity will be supported by blockchain smart contracts.

Regulation: Building on established and accredited United Kingdom compliance standards of data protection (GDPR), Know Your Customer (KYC) and Anti Money Laundering (AML) protocols, we will be significantly increasing the global access, operational efficiency and liquidity of the marketplaces for assets that are not currently tokenised, such as Property and Debt Instruments.

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Why?

Since the financial crisis in 2008, trust in the world’s banks, financial institutions and governments is at an all-time low and ready for disruption. The blockchain and the BiPS Token holders can influence this global evolution simply and securely by creating a trusted network, using Distributed Ledger Technology (DLT).

Mission

We aim to bring trust to the crypto world by creating an underlying value in the BiPS Token.

How?

When the token is used as a payment or exchange, not only will the trade be on the public blockchain ledger, but the network will have underlying resources and real-world stores of value via property and/or other assets.

Problems

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No World Wide Platform:

Centralised banks exist in their own individual silo’s. They communicate internationally but are governed by their own country’s governments and regulators.

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No Safe Transactions:

We trust third parties to make the transactions for us. Wouldn’t it be safer if we could do this for ourselves?

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No Global Payment Systems:

Again, we are reliant on the payment systems made available to us by the trusted third parties. These systems may communicate with each other however are subject to some restrictions.

BiPS Solutions

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Global Single-Platform:

Blockchain is a global solution allowing the decentralisation of the monetary system.

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Be Safe and Secure:

Transactions are recorded at multiple locations with decisions being made by more than one ‘person’. This peer to peer decision making ensures anonymity together with increased security.

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Decentralize Payment Systems

Eliminates the borders inherent with centralised solutions.

The main issue

Cryptocurrencies have many advantages over local government currency. The main benefit is their ability to function and operate without a single point of failure, which hackers can target.

A traditional bank generally has a computer-based records system that is the sole point of contact for decisions within the organisation. Whilst this system may contain many individual computers it is essentially a single group. A decentralised system, via blockchain, removes that single entity and instead spreads it across a number of ‘decision makers’ who must agree to the transaction before it can happen.

This decentralisation allows for more privacy as the information does not pass through one single entity. Spreading the data across multiple points makes it more difficult to track the information. If you are looking for a way to protect your identity and online information, decentralisation is it.

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Introducing the BiPS Platform

When you become a member of the BiPS network and community, you are provided access to the secure BiPS portal where you view your transactions. You will have full visibility in a secure and safe environment.

Safe & Secure Transactions
Encrypted and Kept Private
Multiple Payment Gateway
KYC Verification


Token Economics

Our token offering will run utill the hardcap is reached. Full details of the token offering can be found within the BiPS platform.

500,000,000 Total Token supply
50,000,000 Pre-sale Hardcap (BiPS)
100,000 Pre-sale Softcap (BiPS)
350,000,000 Tokens for PubliC sale
£0.10 GBP BiPS PRICE
ETH Accepted Currency

Bonus Details

Pre-sale - Dec 25% Bonus
Pre-sale - Jan 10% Bonus
chart Total Token
Allocation
500,000,000 BiPS
  • Token Sale Program 80%
  • Community Reserve Fund 5%
  • Team and Founders 10%
  • Advisers, Marketing and Bounty 5%
chart Utility Token
Allocation
50,000,000 BiPS
  • Engineering and Development 40%
  • Marketing & Promotion 40%
  • Contingency 10%
  • Legal & Regulation 10%

Roadmap

GDF Response to ‘Financial Action Task Force’ ‘40’ Recommendations: “Public blockchains are in many ways a regulators best friend; a persistent, irrevocable record of every transaction ever”

“Regulators should look forward to a world where it’s mathematically impossible for a cryptoasset to be sent from or received by a wallet without the trade being compliant”

“Once crypto is in widespread use, consumers will demand that it be as safe and secure as possible.” Source

Team

Team Members

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Lee Birkett
Executive Chairman & CEO
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Lee Birkett

Executive Chairman & CEO

  • Trained as a Financial Adviser with BAT Industries 1990-1993.
  • Original founder and CEO of AIM Listed financial services business Prestbury.com 1994-2008 originating in excess of £5BN of Loans and Insurance with full regulatory oversight.
  • Presented the Peer to Peer lending and saving opportunity to the Crowd in Dec 2013. Successfully closed an oversubscribed crowdfunding pitch April 2014 raising £400k to develop and prove the platform with the support of 100+ investors.
  • Passionate about creating a sustainable and equitable way for finance to function.

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John Gray ACA
Finance Director
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John Gray ACA

Finance Director

  • John was appointed Finance Director March 2016.
  • Before joining JustUs, John held a number of senior finance roles over a 12 year period at Rolls Royce plc.
  • John began his career with Arthur Andersen and is a member of the Institute of Chartered Accountants in England and Wales.

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Mike Moroney
Chief Operating Officer
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Mike Moroney

Chief Operating Officer

  • An accomplished Sales and Compliance Manager.
  • Mike joins us from Santander UK plc where he has spent the last 9 years supervising regulated sales teams.
  • 1995-2008 Mike was a member of the senior leadership team with Lee Birkett at the AIM listed financial services business Prestbury.com.

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Mehdi Dana
CTO & Lead Blockchain
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Mehdi Dana

CTO & Lead Blockchain

  • Computer science advocate
  • Full-stack software developer
  • Software architecture
  • Blockchain developer
  • Held senior developer roles across multiple industries including Financial Services, e-Commerce and Software development.
  • Student forever

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Debi Whitney
Underwriter
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Debi Whitney

Underwriter

Experienced Underwriter within the online markets. Skilled in Portfolio Management, Business Relationship Management, Business Planning, Risk Management, and Customer Service.

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Simon Dempsey
Corporate Lending
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Simon Dempsey

Corporate Lending

Over 20 years’ experience within the corporate finance sector providing advice and capital raising for SME's, focusing on private equity and institutional debt, ensuring business owners and stakeholders are fully furnished with transparent decision-making potential.

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Gemma Georgas
Finance & Administration Controller
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Gemma Georgas

Finance & Administration Controller

Gemma is a fundamental member of the Finance Team at BiPS. Gemma has worked within the industry for over 20 years in multiple roles across both sales, underwriting and accounting.

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Daniel Butler
Secured Lending
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Daniel Butler

Secured Lending

An accomplished financial services professional with 20 years’ experience across multiple sectors within the industry. CeMAP qualified. Specialising in FCA regulated residential mortgage lending with significant experience in supporting developers and property managers.

Advisors and BiPS Founding Members

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Sir John Hegarty
Creative
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Sir John Hegarty

Creative

Founding partner in Saatchi and Saatchi in 1970. Knighted in 2007 and was the first recipient of the Lion of St Mark award at the Cannes Festival of Creativity in 2011. Co-founder of The Garage Soho. Creative founder of international advertising agency BBH.

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David Newns
Investor
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David Newns

Investor

Serial entrepreneur and investor. Joined the JustUs board in 2014 following a substantial investment in the businesses via oversubscribed Crowdcube equity placement.

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Richard Farr
Compliance
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Richard Farr

Compliance

An accomplished FS risk and compliance consultant, Richard was a Director of the Association of Mortgage Intermediaries 2007 -2008. In 2008 to date as CEO of Telos Solutions Ltd, a multi-disciplined management consultancy who are appointed to FCA/PRA Skilled Persons Panel.

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Abi Owers
Engagement
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Abi Owers

Engagement

Former earned media director for McCann. Engagement director for Big Brand Ideas. Extensive experience in creating paid and earned strategies that focus on content to drive brand awareness and engagement.

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Thomas Adalbert
Investor
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Thomas Adalbert

Investor

Former Global Principal at Google, responsible for Fintech unit offering financial comparison in EMEA and USA. A member of founding team for beatthatquote.com, a leading fintech comparison site in the UK sold to Google in 2011

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Tom Teichman
Investor
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Tom Teichman

Investor

A serial tech & web investor and Board member of many disruptive businesses such as lastminute.com, Kobalt Music, Moshimonsters, notonthehighstreet.com. His portfolio companies have already exited over £1 billion in IPOs on NASDAQ, LSE, AIM and via trade sales to Financial Times, France Telecom, Dell, Oracle and Thompson Corp.

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Tim Dempsey
Corporate Finance
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Tim Dempsey

Corporate Finance

An energetic dealmaker in the VC space, focussed on Series A/B fundraising, secondary transactions and fund services; with a strong track record. listed in Insider's 42 under 42 (2012) and prior to this, profiled as a "Rising Star of Deal making".

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Mark Brady
Corporate Finance
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Mark Brady

Corporate Finance

Mark is a founding partner of Spark Advisory Partners. He has considerable experience in providing advice to corporate clients on IPOs, takeovers and a wide range of other transactions involving private and public companies.

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Miriam Greenwood OBE
Global Bond Expert
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Miriam Greenwood OBE

Global Bond Expert

Miriam is a founding partner in Spark Advisory Partners. A qualified barrister, Miriam has had a distinguished City career and was recognised and awarded the OBE for her services to corporate finance.

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Jack Hallam MRICS
Property Acquisition
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Jack Hallam MRICS

Property Acquisition

Founding partner of Hallams Property Consultants, Jack has in excess of 20 years’ experience in agency investment and development. Jack joins as Head of Property Acquisitions.

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John Barker
Legal Counsel
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John Barker

Legal Counsel

John is a partner in Metis Law LLP. He deals with all aspects of commercial law, including the preparation of commercial contracts, advising on points of regulatory law (including data protection, intellectual property and consumer credit) and the registration of trade marks.

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Jon Butler
Branding
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Jon Butler

Branding

Founder of customer engagement agency Big Brand Ideas in 2010 after 10 years working in agency and client side martech. Jon leads a team of digital specialists focused on delivering immersive and engaging experiences for brands.

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Jeremy Bostock
Audit and Reporting
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Jeremy Bostock

Audit and Reporting

Director in Accountancy Firm, Thompson-Wright, An audit specialist, Jeremy provides a wealth of experience with VC backed companies and non-listed PLC’s.

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Barry James
Blockchain and Crowdfunding Ambassador
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Barry James

Blockchain and Crowdfunding Ambassador

Educator, Adviser and writer on Fintech and Blockchain innovation. A pioneer of crowdfunding and ICO eco-systems. Advisor to the British Blockchain Association.

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Rob Colin
Investment Committee
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Rob Colin

Investment Committee

Managing Director of Sequence Financial Management with over fifteen years’ industry experience. Specialist advisor to both corporate and individual clients specialising in Pensions (SIPP & SSAS), Investments, Alternative Investments, Tax Planning and Finance.

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Nigel Payne
Global Mortgage Assets
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Nigel Payne

Global Mortgage Assets

Highly experienced Managing Director of large scale mortgage institutions including The Mortgage Business PLC and BM Solutions.

FAQs

The BiPS utility token is being issued as a payment instrument, for the sole purpose of building the BiPS network and community. The acqusition of the BiPS Token is not an investment in a company or a security.
BiPS is a cryptocurrency, which is essentially digital money. Cryptocurrency is not recognised by the issuing country’s government or laws and is not classed as a real fiat (local) currency. Transactions made with these currencies are generally anonymous, secure and cheaper than ‘traditional’ bank-based contracts.

A utility token offering is the first available opportunity to participate in the formation of a newly launched cryptocurrency and community.
This initial offering is available with potential for incentives and rewards and the token can only be purchased with other digital currencies. The offering will have restrictions placed on when the currency can be used or exchanged.

Utility token offerings are not regulated by the Financial Conduct Authority (FCA). It should be understood that there is a high risk involved with these currencies.

Digital wallets don’t store physical currency. The purpose of a digital wallet is to track balances of your cryptocurrency. It is also key to how you send and receive cryptocurrency.
All digital wallets have a private key and a public key. The private key is the unique number that lets you access your wallet and initiate transactions on the network. The public key is the number you share with others so that they can view your wallet and send you funds.
A digital wallet is crucial in the world of digital money.

Get In Touch

Any questions? Reach out to us and we’ll get back to you as soon as possible.

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